Refund policy
Welcome to Shopify store operated by Financial Dominance. Please read this Refund Policy carefully before purchasing any digital products, courses, templates, downloadable files, memberships, consultations, or educational materials from our website.
By completing a purchase, you agree to the terms outlined below.
Digital Product Policy
Due to the nature of digital products, all sales are final.
Once a digital product has been purchased, downloaded, accessed, emailed, streamed, or delivered in any form, we do not offer refunds, returns, exchanges, or cancellations.
This policy exists because digital products cannot be returned once access has been granted.
Non Refundable Products
The following items are strictly non refundable:
• Digital downloads
• E books
• PDFs
• Templates
• Courses and trainings
• Webinars and replay access
• Memberships and subscriptions
• Coaching materials
• Business and financial guides
• Vendor lists
• Digital toolkits
• AI prompts and automation files
• Credit Education, Tax, business, or funding educational materials
• Any customized digital service or strategy
Chargeback & Fraud Protection Policy
By purchasing from this website, you acknowledge and agree that:
• You are authorized to use the payment method submitted
• You understand exactly what product or service you are purchasing
• You agree not to initiate fraudulent chargebacks or payment disputes
• You understand that all digital deliveries, downloads, IP logs, timestamps, email confirmations, and access records may be used as evidence in dispute investigations
Any attempt to falsely dispute a legitimate charge may result in:
• Submission of evidence to your bank or payment processor
• Permanent ban from future purchases
• Collection activity where legally permitted
• Legal action for fraudulent chargebacks if applicable
Failed Payments & Subscription Terms
For subscription based products or memberships:
• Payments are automatically billed according to the selected plan
• Failure to complete payment may result in suspended access
• Subscription cancellations must be completed before the next billing cycle
No prorated refunds will be issued for partially used billing periods.
Exceptions
Refunds may only be considered under the following circumstances:
• Duplicate charges caused by a technical error
• Product was never delivered due to a verified system failure
• Incorrect product was sent and cannot be corrected
Any approved refund is issued solely at the discretion of management.
Customer Responsibility
It is the customer’s responsibility to:
• Review product descriptions carefully before purchasing
• Ensure compatibility with their device or software
• Contact support before filing a dispute or chargeback
Contact Information
If you experience an issue with your order, please contact us first so we can attempt to resolve the matter.
Email: support@brightbeginningsfinancial.com
Phone: 1 (800) 516-7713
Agreement
By purchasing from this website, you confirm that you have read, understood, and agreed to this Refund Policy and all store terms and conditions.